For Cardholders

Earn 35% of every tradeline we sell on your card.

Got an aged credit card with a high limit, perfect payment history, and low utilization? You’re sitting on a rentable asset. We market your card, vet the buyers, and pay you 35% of every sale.

How You Get Paid

We do the marketing. You get 35%.

There’s no fixed dollar amount per AU — your cut depends on what we sell each tradeline for. Aged cards with high limits and prime statement dates command higher prices. You earn 35% of whatever we charge.

We Market Your Card

We set the price based on your card's limit, age, statement date, and posting cycle. Higher limit + older account + better cycle = higher market price. We list it in our active inventory.

A Buyer Reserves It

A vetted buyer reserves your tradeline through our reservation form. Pays us via Zelle. We send you their AU enrollment info — name, DOB, address, SSN.

You Add. We Pay.

You log into your card account, add the AU, confirm with us. We Zelle or wire you 35% of the sale price within 48 hours of the AU appearing on the client's account.

Real Numbers

What 35% looks like on real cards.

Pulled directly from cards we’re actively marketing right now. Your card’s value depends on its profile.

Card Profile	Sells For	Your 35%
Wells Fargo $39,000 4 yrs old · 4th statement · 60-day cycle	$1,000	$350
Citi $45,500 7 yrs old · 9th statement · 60-day cycle	$1,065	$373
Wells Fargo $50,000 24 yrs old · 2nd statement · 35-day cycle	$1,250	$438
Bank of America $40,000 7 yrs old · 27th statement · 35-day cycle	$1,075	$376
Barclay $55,400 6 yrs old · 24th statement · 35-day cycle	$1,185	$415

The Math

Most cards allow 4–6 authorized users at a time. If your card sells consistently at $1,000 and you run 4 AUs per month, that's $1,400/month in passive income on a credit card you already own. Higher-tier cards can clear $2,000–$2,500/month.

Card Requirements

Not every card qualifies.

Here’s what we look for. The 3% utilization rule is non-negotiable — it’s what protects the buyer’s score.

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Critical Requirement

Keep utilization at 3% or under. Always.

On a $30,000 limit card, that's a balance under $900 at every statement close. This is what protects your buyer's score — and your spot in our network. One missed statement above 3% and we pause your card. Repeat misses end the partnership.

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Aged 2+ Years

The older the card, the better. We prioritize cards opened 5+ years ago. Cards 10+ years old command premium pricing.

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$5K+ Limit

Higher limits earn more. Sweet spot is $15K–$50K. $80K+ cards command top-tier pricing.

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Perfect Payment

Zero late payments. Ever. One late payment kills the card's value as a tradeline — instantly and permanently.

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Pay Before Statement

We need utilization at 3% or under at every statement close. Pay your balance down BEFORE the statement date — not the due date.

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Reports AU History

Most major banks do. Wells Fargo, Citi, Chase, Capital One, Barclays, Bank of America, Discover — yes. AmEx — limited.

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Allows 4+ AUs

Most cards allow at least 4 authorized users at a time. Some allow unlimited. More AU slots = more monthly income.

Ready to monetize your cards?

Submit your cards. We review, approve qualified ones, and start matching you with buyers. You earn 35% of every sale.

Apply To Sell →