Legal

Terms of Service

The agreement between you and Authorized Trades. Please read carefully — using our services means you accept these terms.

EFFECTIVE DATE: APRIL 28, 2026

1. Agreement to Terms

These Terms of Service ('Terms') constitute a legally binding agreement made between you, whether personally or on behalf of an entity ('you'), and Authorized Trades, LLC, a limited liability company ('we,' 'us,' or 'our'), concerning your access to and use of the authorizedtrades.com website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the 'Site').

You agree that by accessing the Site, you have read, understood, and agree to be bound by all of these Terms. If you do not agree with all of these Terms, then you are expressly prohibited from using the Site and you must discontinue use immediately.

Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason. We will alert you about any changes by updating the 'Last updated' date of these Terms. It is your responsibility to periodically review these Terms to stay informed of updates.

The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to register for the Site or use our services.

2. Description of Service

Authorized Trades operates a marketplace that connects credit cardholders ('Sellers') with individuals seeking to be added as authorized users ('Buyers') on those cards. We facilitate the introduction, vet participants on both sides, handle payment coordination via Zelle, and provide a money-back guarantee on tradeline reporting. We are not a credit repair organization, lender, financial advisor, or credit bureau.

3. Eligibility & Geographic Service Area

You must be at least 18 years old and a legal resident of the United States to use our services. By using the Site, you represent and warrant that you meet these requirements and that all information you provide is accurate, current, and complete.

Georgia residents are not eligible to purchase tradelines through Authorized Trades. Due to the strict provisions of Georgia's Credit Services Business Act (O.C.G.A. § 16-9-59), we do not offer or sell our tradeline products to residents of the State of Georgia. By submitting a reservation, you represent that you are not a resident of Georgia and that the billing address you provide is not located in Georgia. Any reservation submitted with a Georgia billing address will be rejected and refunded if payment was processed in error.

4. User Representations

By using the Site, you represent and warrant that: (1) all registration and reservation information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update it as necessary; (3) you have the legal capacity and you agree to comply with these Terms; (4) you are not under the age of 18; (5) you are not a minor in the jurisdiction in which you reside; (6) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (7) you will not use the Site for any illegal or unauthorized purpose; and (8) your use of the Site will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your access and refuse any and all current or future use of the Site (or any portion thereof).

5. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the 'Content') and the trademarks, service marks, and logos contained therein (the 'Marks') are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States and international conventions.

The Content and the Marks are provided on the Site 'AS IS' for your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.

6. Buyer Obligations

Buyers agree to: (a) provide accurate personal information for authorized user enrollment, including legal name, date of birth, address, and Social Security number; (b) pay the full purchase price via Zelle within 24 hours of receiving payment instructions; (c) not use any tradeline information for fraudulent or unlawful purposes; and (d) acknowledge that no specific credit score increase is guaranteed.

7. Seller Obligations

Sellers agree to: (a) maintain card utilization at 3% or under at every statement close date during the reporting window; (b) maintain the account in good standing with zero late payments; (c) add approved authorized users to their credit card accounts within 5 business days of receiving the AU information; (d) accurately disclose card details (limit, opening date, payment history); and (e) not contact authorized users directly outside our platform. Sellers retain full ownership and control of their credit card accounts at all times. Sellers are paid 35% of the gross sale price for each tradeline placed on their card.

8. Payment Method (Zelle Only)

All buyer payments to Authorized Trades, and all seller payouts from Authorized Trades, are made exclusively via Zelle. Zelle is a bank-to-bank transfer service operated by participating US banks. By using our service, you acknowledge that: (a) Zelle transactions are typically final and not subject to chargeback; (b) you are responsible for ensuring the accuracy of recipient information; and (c) Authorized Trades does not store or process credit card information.

9. Reporting Timeline

Tradelines typically report to the credit bureaus within 7 to 10 days after the next statement close date of the host card following authorized user enrollment. Each tradeline listing on the Site clearly displays the statement close date. While we make every effort to ensure timely reporting, the actual reporting timeline is controlled by the card issuer and the credit bureaus, neither of which Authorized Trades controls.

10. Tradeline Lifecycle and Removal

Most tradeline reservations cover a 60-day reporting window, during which the buyer remains on the seller's account. After the agreed window, the seller removes the buyer as an authorized user. The tradeline may continue to appear on the buyer's credit report afterward as a closed account in good standing — that retention is governed by credit bureau policies which are outside our control. We do not guarantee permanent retention of any tradeline.

11. Money-Back Guarantee & Refund Process

We guarantee your purchased tradeline will post to at least 2 of the 3 major credit bureaus (Experian, Equifax, TransUnion) within its scheduled reporting period. If it does not, we will issue a full refund for that tradeline.

To qualify for this refund, you must:
• Purchase the tradeline by the stated purchase deadline.
• Report any non-posting in writing to info@authorizedtrades.com with credit monitoring credentials or full credit reports, within 21 days of the first scheduled reporting date.

Before requesting a refund: Most credit monitoring services update monthly, and credit reports are commonly outdated. Before contacting us, please confirm you are viewing a report that has been updated after the reporting period has ended.

How to request a refund. Email info@authorizedtrades.com and include:
1. Your full name, phone number, and email.
2. Last 4 digits of your SSN.
3. Credit monitoring information (choose ONE — screenshots are not accepted):
  • Username and password for your Identity IQ account (verifies TransUnion / Equifax). If a tradeline posted to one bureau or a bureau is not updated, we will additionally need to verify Experian via your Experian.com username and password.
  • Full PDF credit reports downloaded from AnnualCreditReport.com (must include all pages). AnnualCreditReport.com allows free updated reports weekly — wait until after the last day of your reporting period before downloading.
  • Reports from myFICO.com or reports downloaded directly from each credit bureau (must be dated as of the date of the refund request).

What happens next. Our refund team confirms the information within 2 business days. Once confirmed, your refund is issued via Zelle within another 2 business days. Standard bank processing times may apply.

Please note. Our customer service channels do not verify non-postings or process refunds over the phone or via chat. All refund requests must be submitted via email to refunds@authorizedtrades.com. For your security, we may call you to request a two-factor authentication code in order to access the credit-monitoring account you provide.

12. Our Guarantees

Authorized Trades, LLC guarantees ALL of the following on every tradeline purchased through our platform:

If you purchase a tradeline by the stated purchase deadline, it will post to your credit report on the next reporting period listed for that tradeline.
You will remain on the card as an authorized user for 1–2 monthly reporting cycles, depending on the card.
The tradeline will post to at least 2 of the 3 credit bureaus.
The tradeline has zero late payments ever reported. Every card on our platform is verified to have a perfect payment history.
The current utilization rate on the card will be lower while you are on the tradeline (sellers are contractually required to maintain utilization at 3% or under at every statement close).

13. What We Do Not Guarantee

Authorized Trades, LLC does NOT guarantee any of the following. Read carefully before purchasing:

We do not guarantee any positive results on your credit score from purchasing any of our tradelines. You may receive a zero-point boost, or your score may even go down depending on your credit file and which tradeline you purchase.
We do not guarantee that you will be able to secure new funding, loans, credit cards, lines of credit, or achieve any specific financial goal based on purchasing our tradelines.
Our customer service representatives are specifically trained NOT to answer questions about how tradelines may or may not affect your credit score. We do not make guesses about how many points you may or may not get. We do not guarantee any credit score points and we do not make guesses about what your score might be or how many tradelines you would need to purchase in order to reach a target score. We do not talk about credit scores.
We do not guarantee any results beyond getting a tradeline to post as detailed in the Our Guarantees section.
Tradelines will not post if there is a fraud alert or credit freeze with any of the credit bureaus. If you have any fraud alerts or credit freezes on your credit file, you must remove them before purchasing.

14. Fraud Policy

Authorized Trades, LLC is committed to maintaining the highest standard of corporate governance, fiduciary duty, responsibility, and ethical behavior. We take any attempts of fraud very seriously. If we suspect any fraudulent attempts we will take the strongest action possible — including investigating, preserving and handing over evidence, and reporting any suspected attempts to the proper authorities, which include but are not limited to the Federal Bureau of Investigation (FBI), Department of Justice (DOJ), Federal Trade Commission (FTC), Social Security Administration (SSA), and Internet Crime Complaint Center (IC3). We will cooperate in prosecuting any fraud offenders to the fullest extent of the law.

Authorized Trades contracts with high-grade third-party verification companies to cross-reference all names, Social Security numbers, dates of birth, addresses, and other identifying information to confirm identities and detect fraud attempts. Fraud is generally a felony charge with criminal sentences typically ranging from 6 months to 15 years in prison.

By submitting an order and providing identifying information including a Social Security number, you (the Client) agree that you shall not use, provide, or submit to Authorized Trades any alternate Social Security Number, Employer Identification Number (EIN), Taxpayer Identification Number (TIN), or other similar information that is false, fraudulent, illegal, or unauthorized.

Upon the discovery of any such false, fraudulent, illegal, or unauthorized information, Authorized Trades shall have the absolute right to (a) immediately terminate this agreement, (b) discontinue all services, and (c) reverse any services previously performed (including, without limitation, removing the Client from any tradelines to which the Client has been added by Authorized Trades or its sellers). Client agrees that in such event, any and all fees, costs, and other money or funds of any kind paid to Authorized Trades shall not be refunded, and shall instead be retained by Authorized Trades as liquidated damages for Client's breach of this agreement. Client further agrees that Authorized Trades' damages in such event shall not be limited to the fees and other amounts described above, and that Authorized Trades does not waive its entitlement to any other damages to which it may be entitled in law or equity.

15. Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. As a user of the Site, you agree not to:

• systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
• make any unauthorized use of the Site, including collecting usernames or email addresses by electronic or other means for the purpose of sending unsolicited email, or creating accounts by automated means or under false pretenses;
• use a buying agent or purchasing agent to make purchases on the Site;
• use the Site to advertise or offer to sell goods and services;
• circumvent, disable, or otherwise interfere with security-related features of the Site;
• engage in unauthorized framing of or linking to the Site;
• trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information;
• make improper use of our support services or submit false reports of abuse or misconduct;
• engage in any automated use of the system, including scripts, bots, data mining, or scraping tools;
• interfere with, disrupt, or create an undue burden on the Site or its connected networks;
• attempt to impersonate another user or person, or use the username or identity of another user;
• sell or otherwise transfer your profile;
• use any information obtained from the Site to harass, abuse, or harm another person;
• use the Site as part of any effort to compete with us;
• decipher, decompile, disassemble, or reverse engineer any of the software comprising the Site;
• harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing the Site to you;
• upload or transmit viruses, Trojan horses, or other malicious material;
• attempt to contact cardholders or buyers directly outside the Authorized Trades platform;
• circumvent the Authorized Trades payment system;
• use the Site in a manner inconsistent with any applicable laws or regulations.

16. User Generated Contributions

The Site may invite you to leave reviews, post comments, contribute to support discussions, or otherwise transmit content to us or on the Site (collectively, 'Contributions'). Any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you represent and warrant that: (a) you are the creator and owner of the Contributions or have all necessary rights to use them; (b) your Contributions are not false, inaccurate, or misleading; (c) your Contributions are not unsolicited or unauthorized advertising; (d) your Contributions are not obscene, lewd, harassing, libelous, or otherwise objectionable; (e) your Contributions do not violate any applicable law, regulation, or rule.

By posting Contributions, you grant us an unrestricted, irrevocable, perpetual, non-exclusive, royalty-free, worldwide license to use, copy, reproduce, publish, display, and distribute your Contributions in any media, in connection with our business. We retain no ownership over your Contributions but reserve the right, in our sole discretion, to edit, redact, or remove any Contributions at any time, without notice.

17. Submissions

You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site ('Submissions') provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions and warrant that any such Submissions are original or that you have the right to submit them.

18. Third-Party Websites and Content

The Site may contain (or you may be sent via the Site) links to other websites ('Third-Party Websites') and articles, photographs, text, graphics, information, applications, software, and other content belonging to or originating from third parties ('Third-Party Content'). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any of them.

Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or Third-Party Content does not imply approval or endorsement by us. If you decide to leave the Site and access Third-Party Websites, you do so at your own risk, and these Terms no longer govern. You should review the applicable terms and policies of any website to which you navigate from the Site.

19. Site Management

We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms, including without limitation reporting such user to law enforcement; (3) refuse, restrict access to, limit the availability of, or disable any of your Contributions; (4) remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and facilitate the proper functioning of the Site.

20. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms. The Site is hosted in the United States. If you access the Site from outside the United States, you are transferring your data to the United States and you expressly consent to have your data transferred to and processed in the United States.

21. DMCA Notice and Policy

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information at the bottom of these Terms (a 'Notification'). Pursuant to federal law, you may be held liable for damages if you make material misrepresentations in a Notification.

All Notifications must meet the requirements of DMCA 17 U.S.C. § 512(c)(3) and include: (1) a physical or electronic signature of a person authorized to act on behalf of the copyright owner; (2) identification of the copyrighted work claimed to have been infringed; (3) identification of the material claimed to be infringing and information sufficient for us to locate it; (4) your contact information; (5) a statement that you have a good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and (6) a statement, under penalty of perjury, that the information in the Notification is accurate and that you are authorized to act on behalf of the owner.

22. Term and Termination

These Terms shall remain in full force and effect while you use the Site. Without limiting any other provision of these Terms, we reserve the right to, in our sole discretion and without notice or liability, deny access to and use of the Site (including blocking certain IP addresses) to any person for any reason or for no reason, including without limitation for breach of any representation, warranty, or covenant contained in these Terms or of any applicable law or regulation.

If we terminate or suspend your access for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your access, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

23. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We have no obligation to update any information on the Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site.

24. Governing Law

These Terms and the rights of the parties hereunder shall be governed by and construed in accordance with the laws of the State of Texas, exclusive of conflict or choice-of-law rules. The parties acknowledge that these Terms evidence a transaction involving interstate commerce. Notwithstanding the substantive law described above, any arbitration conducted pursuant to the terms of these Terms shall be governed by the Federal Arbitration Act (9 U.S.C. §§ 1–16).

25. Dispute Resolution

The following provisions restrict and eliminate your right to sue in court and have a jury trial for disputes arising under these Terms. By accepting these Terms, you are signifying your understanding that you will not have the right to sue in court and have a jury trial for any disputes arising under these Terms.

Informal Negotiations. To expedite resolution and control the cost of any dispute arising out of or relating to these Terms (each a 'Dispute'), the parties shall attempt in good faith to resolve any Dispute promptly by negotiation between persons who have authority to settle the controversy. Either party may give the other party written notice of any Dispute. Within fifteen (15) days after delivery of the notice, the receiving party shall submit a written response. The parties' representatives shall meet within thirty (30) days after delivery of the notice at a mutually acceptable time and place. All offers, promises, conduct, and statements made in the course of negotiation are confidential, privileged, and inadmissible.

Binding Arbitration. If the parties are unable to resolve a Dispute through negotiations, the Dispute shall be determined by binding arbitration in Travis County, State of Texas, before one (1) arbitrator. The arbitration shall be administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures (the 'Rules'), which can be found at https://www.jamsadr.com. The language used in the arbitration proceeding shall be English. Judgment on the arbitration award may be entered in any court having jurisdiction. The arbitrator must be a retired judge or a lawyer with ten (10) years of active practice in commercial law. The parties shall maintain the confidential nature of the arbitration proceeding and the award.

One-Year Limitation. In no event shall any Dispute brought by either party related in any way to the Site be commenced more than one (1) year after the cause of action arose. If this provision is found to be illegal or unenforceable, the Dispute shall still be subject to arbitration as provided for under these Terms.

Damages. In any arbitration arising out of or related to these Terms, the arbitrator (i) may not award any incidental, indirect, or consequential damages, including damages for lost profits; and (ii) may not award punitive or exemplary damages, except where permitted by statute. The arbitrator shall award to the prevailing party, if any, the costs and attorneys' fees reasonably incurred in connection with the arbitration.

Exclusions. Notwithstanding the foregoing, the parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. Any such action shall be commenced or prosecuted in the state and federal courts located in Travis County, Texas.

26. Corrections

There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Site, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.

27. Disclaimer

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE'S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE. WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY: (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS; (2) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE; (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL OR FINANCIAL INFORMATION STORED THEREIN; (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE; OR (5) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS.

28. Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever and regardless of the form of the action will at all times be limited to the lesser of the amount paid, if any, by you to us during the four (4) month period prior to any cause of action arising. Certain state laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

29. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms; (4) any breach of your representations and warranties set forth in these Terms; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims.

30. User Data

We will maintain certain data that you transmit to the Site for the purpose of managing the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of data.

31. Electronic Communications, Transactions, and Signatures

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically — via email and on the Site — satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

32. Users and Residents

These Terms are governed by the law. Residents have all rights and remedies available and other applicable consumer-protection laws, except as expressly limited herein.

33. Miscellaneous

These Terms and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. These Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Terms or use of the Site. You agree that these Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and the lack of signing by the parties hereto.

34. Contact Us

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

Authorized Trades, LLC
info@authorizedtrades.com
Questions about this Terms of Service?