Strengthen Your Credit Profile With Verified Authorized User Tradelines.
Buy authorized user spots on aged credit cards with perfect payment history. We guarantee bureau reporting — or your money back.
Add a tradeline in 4 simple steps.
From browse to bureau-reported in under 60 days. Most clients see updates on their next billing cycle.
Pick Your Tradeline
Browse tradelines by credit limit, age, and reporting date. Each card shows full account details upfront.
Reserve & Submit
Tap Reserve, then submit your name, DOB, address, and SSN through our encrypted form. We verify and lock your spot.
Pay Via Zelle
Once we confirm the tradeline is available for you, we send Zelle payment instructions. Fast, secure, and chargeback-proof for everyone.
Bureaus Update
Cardholder adds you as AU. The tradeline reports to the bureaus on the next statement cycle — typically 7-10 days from the card's statement close date.
The tradeline marketplace built on trust.
We verify every cardholder, every account, every payment history. No mystery accounts. No surprises.
Money-Back Guarantee
If your tradeline doesn't report to at least two major bureaus, we refund 100% of your purchase. Period.
Verified Accounts Only
Every cardholder is vetted. Every account is screened for age, utilization, and clean payment history.
Bank-Grade Encryption
Your personal information is encrypted in transit and at rest. We treat your data like the financial asset it is.
Fast Reporting
Tradelines post within 7-10 days of card's statement close date. We tell you the exact date upfront.
Real Human Support
Talk to actual people who understand credit. No bots. No call centers reading scripts.
No Hidden Fees
The price you see on the card is the price you pay. No setup fees. No processing fees. No surprises.
Featured tradelines updated monthly.
A snapshot of what’s hot. The 35 Days or 60 Days label = how long the AU stays active on your credit profile. Browse the full inventory for all 90+ active tradelines.
Lock in your tradeline reporting.
Real-time 3-bureau credit monitoring may be required to verify your tradelines populate correctly on your profile. MyScoreIQ FICO Max alerts you the moment a tradeline posts — and gives us the verification we need to honor our 2+ bureau guarantee.
- Live alerts the moment your tradeline posts to any bureau
- Daily FICO score updates from Experian, Equifax, & TransUnion
- Dark web & identity theft monitoring + $1M insurance included
- Required for refund processing if a tradeline doesn't report
Activate before your tradeline's next statement close date for the cleanest verification. Independent service operated by MyScoreIQ — Authorized Trades may earn a referral fee.
Verified tradelines move scores. Fast.
Average client sees +30-50+ points within the first day of reporting. Charts below reflect aggregate client outcomes.
Clients who used tradelines to win.
Score lifts vary. These are real wins, not promises.
"Approved for the home loan I'd been chasing for two years. The tradeline posted to all three bureaus in 38 days. Worth every dollar."
"Refinanced my truck at a way better rate. Tradeline dropped my utilization and added 8 years of perfect payment history overnight."
"Used the AU spot to qualify for a business credit card I'd been declined for three times. Real results, no BS."
Five questions, five honest answers.
Got more? Visit our full FAQ page.
Ready to add a verified tradeline?
Browse 90+ active tradelines. Reserve in under 2 minutes. Pay via Zelle when we confirm.