Reserve Your Tradeline

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Submit the form below. We confirm availability within hours and send Zelle payment instructions. Your spot is locked once payment clears.

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Consumer Disclosure, Guarantees & Fraud Policy

Service description: Authorized Trades facilitates your enrollment as an authorized user on the credit card account you selected above. Service is rendered when the cardholder confirms your AU addition with the card issuer. Reporting to the credit bureaus typically occurs 7 to 10 days after the next statement close date of the host card.

Total price: The cost shown above. Paid via Zelle after we confirm availability.

Right to cancel: You have the right to cancel this reservation at no charge for up to 3 business days after submission. To cancel, email info@authorizedtrades.com.

What we guarantee: Posting on the next reporting period if purchased by deadline; AU stay of 1–2 reporting cycles; reporting to at least 2 of 3 bureaus; zero late payments ever on the card; lower utilization while on the line. Money-back guarantee on 2-bureau reporting per our Terms.

What we don't guarantee: Any specific credit score increase, loan/funding approval, or results beyond the tradeline posting. Fraud alerts and credit freezes block posting — remove them before purchase.

Refund process: Email info@authorizedtrades.com within 21 days of the first scheduled reporting date with credit monitoring credentials or full PDF reports. Verified within 2 business days; refund issued within 2 more.

Fraud policy: By submitting this form you represent the SSN and identifying information you provide are your own and accurate. Submitting an EIN, TIN, or any false or alternate SSN results in immediate termination, removal from any tradelines, forfeiture of all amounts paid, and cooperation with federal authorities. See full policy in our Terms of Service.

Not a credit repair organization: Authorized Trades is not a credit repair organization as defined under the Credit Repair Organizations Act (CROA), 15 U.S.C. § 1679. We do not remove information from your credit report. Adding a positive authorized user tradeline is a credit-building practice, not credit repair. You retain all rights under federal and state credit-reporting law to dispute inaccurate information directly with the bureaus.

What happens next: We confirm tradeline availability within hours and reply with Zelle payment instructions. Payment locks your spot. Your information is encrypted and used only for AU enrollment — never sold.

By submitting you agree to our Terms and Privacy Policy. Service not available to Georgia residents.

How Payment Works

Zelle only. No chargebacks. Faster for everyone.

1. Submit this form.
2. We confirm tradeline availability within hours.
3. We send Zelle payment instructions.
4. Once payment clears, the cardholder adds you as AU.
5. Tradeline reports on next statement cycle.

🛡️ 2+ bureau guarantee. If your tradeline doesn't report to at least two of Experian, Equifax, or TransUnion, you get 100% of your money back.

⚠️ Service area: Authorized Trades does not sell tradelines to Georgia residents. Why?

Questions? Email info@authorizedtrades.com or visit our FAQ.

⚡ Recommended

Lock in your tradeline reporting.

Real-time 3-bureau credit monitoring may be required to verify your tradelines populate correctly on your profile. MyScoreIQ FICO Max alerts you the moment a tradeline posts — and gives us the verification we need to honor our 2+ bureau guarantee.

Live alerts the moment your tradeline posts to any bureau
Daily FICO score updates from Experian, Equifax, & TransUnion
Dark web & identity theft monitoring + $1M insurance included
Required for refund processing if a tradeline doesn't report

Get FICO Max →

Activate before your tradeline's next statement close date for the cleanest verification. Independent service operated by MyScoreIQ — Authorized Trades may earn a referral fee.